Direct Institutional Partnerships
Verified Educational Loan Providers
View our major nationalised and private financial partners providing fast-track processing for SR Overseas clients.
Don't let finances hold back your global dreams. SR Overseas partners with India's top banks and NBFCs to help you secure the best education loan — with or without collateral.
Choose the loan type that best fits your family's financial profile and the course you're applying for.
Backed by an asset (property, FD, etc.). Offers higher amounts and lower interest rates — ideal for expensive destinations like Canada, USA, or UK.
No asset required as security. Perfect for students without property backing — quick approval and disbursement for popular study destinations.
Banks accept different types of assets as security. Here's a clear guide on what qualifies and what doesn't.
Note: Collateral requirements vary between banks and loan amounts. Our counsellors will assess your specific situation and match you with the most suitable lender. Contact us for a personalised evaluation.
View our major nationalised and private financial partners providing fast-track processing for SR Overseas clients.
We work directly with 11+ leading Indian lenders to secure the lowest rates and the fastest turnaround time.
Most education loans have simple eligibility criteria. Here's what you typically need.
Must have a valid offer letter or admission letter from a recognized foreign university.
Applicant must be an Indian national. Co-applicant (parent/guardian) is mandatory.
Minimum 50-60% in last qualifying examination (HSC / Graduation). No backlogs preferred.
Co-applicant (parent/spouse) must have stable income source — salaried or business.
Immovable property (house/land/FD) for loans above ₹7.5 lakhs in government banks.
KYC, income proof, mark sheets, admission letter, cost structure from university.
We don't just guide you to a university — we make sure you have the funds to get there.
We evaluate your financial profile and recommend the best lender based on your collateral status.
Side-by-side interest rate, margin, and terms comparison across 11+ lenders.
Complete checklist guidance — we help you compile and verify all required documents.
We coordinate with banks and NBFCs directly and submit applications on your behalf.
Follow-up with the bank for quick sanction and getting sanction letter for visa application.
Coordinate disbursement to the university and provide forex guidance for fund transfer abroad.
Talk to our loan assistance experts today. Free consultation — no obligations.